Use this checklist to conduct a thorough search yourself, or let us do it for $29 — we cover all of these in one pass.
📋 Step 1 — Prepare your information
List all full legal names you've used (maiden name, married names, shortened versions)
List every state you've ever lived or worked in — even briefly
List names of deceased family members whose estate you may administer
Have your Social Security number available — some state portals use it for more accurate results
Gather old addresses — useful if a match asks you to prove you lived at that address
🌐 Step 2 — Search national databases
Search MissingMoney.com — covers ~40 states simultaneously
Search Unclaimed.org — official NAUPA directory with links to all 50 states
Try each name variation separately in both databases
Search deceased family members' names in both databases
🏛️ Step 3 — Search high-priority states directly
California — claimit.ca.gov ($12B+ held)
Texas — claimittexas.org
New York — osc.state.ny.us ($18B+ held)
Florida — myfloridacfo.com
Illinois — icash.illinoistreasurer.gov
Pennsylvania — patreasury.gov
Ohio — com.ohio.gov
Georgia — etax.dor.ga.gov
North Carolina — nccash.com
Michigan — unclaimedproperty.michigan.gov
All other states you've lived in — link from unclaimed.org
🏛️ Step 4 — Search federal databases
IRS — irs.gov/refunds — uncashed or undelivered tax refund checks
FHA — HUD FHA refunds — if you had an FHA loan
VA — VA Insurance — veterans' unclaimed life insurance dividends
PBGC — pbgc.gov — pension from a bankrupt employer
Treasury — TreasuryDirect — matured uncashed savings bonds
📄 Step 5 — File claims on everything found
Note the property ID, amount, and original holder for each match
Click "File a Claim" on each state's database for each match
Gather required documents: photo ID, proof of address, SSN
For estate claims: gather death certificate + letters testamentary
Submit claim and note confirmation number + expected timeline
Follow up after 120 days if no response
Want us to run this entire checklist for you?
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